(correctly pronounced "BAH-kah-rah") has long
been a favorite card game of high rollers. The rules are
incredibly simple and can be mastered in a few minutes.
The object of baccarat is to correctly predict whether the
banker's hand will win, the player's hand will win, or the
game will result in a tie.
The value of a hand is determined by adding the values of
its individual cards. Tens and face cards count as zero,
while all other cards count as their numerical value. After
summing the total, only the last digit is used. Therefore,
baccarat hands all have values from 0 - 9. The hand with
the higher value wins. If the hands have the same value,
the game results in a tie. Initially, both the banker and
are dealt two cards. If the two initial cards total 8 or
9, the hand is called a "natural", and the game
will end at that point. Otherwise, standard Baccarat "third
card rules" determine if a hand should receive a third
and final card.
bets on the player's hand are paid at 1:1 odds. A 5% commission
is charged on winnings as a result of a bet on the banker,
making the net odds on banker bets 0.95 to 1. A winning
wager on a tie bet is paid at 8:1 odds. If the game does
result in a tie, bets on the banker or player are returned.